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Our firm has over 28 years' experience!
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  • 954-942-2414
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  • 1318 Southeast 1st Avenue, Fort Lauderdale 33316
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About Us

At the Law Offices of Anthony Rumore, P.A. We are client and solution oriented, not problem oriented. We focus on resolving the legal matters and problems of every one of our clients. For us, sharing the precise nature of the legal issues with the client is just the beginning of the problem resolution process. We are determined to present our clients concrete and realistic solutions for their problems.

Contact Info

  • 1318 Southeast 1st Avenue, Fort Lauderdale 33316
  • 954-942-2414

In the News

Beware of low cost debt consolidation and cheap legal services


Choosing the right professional to resolve a serious business debt problem.
When a business owner faces a legal matter or a delinquent debt, one of the most important early decisions is choosing the right professional to help resolve it. The real question is how to avoid hiring the wrong lawyer or a weak debt-consolidation service that ends up making matters far worse.

Debt Consolidation Companies Are NOT Law Firms
A debt-consolidation representative may give the impression that the company offers something like a law firm's services. It does not. These companies usually have no licensed lawyers on staff; some keep a single attorney on hand to appear to be a legal service provider, but they are fundamentally run by marketing people, not by attorneys. The typical model collects money from the owner right away, on the explanation that the funds will go toward creditor payments. Often there is no clear breakdown of how much actually reaches your creditors versus how much the company keeps in fees. And even when payments are sent to creditors, they are usually sent without a formal written settlement agreement. At best, that means no discount at all you pay the full amount the creditor claims. Frequently, it means you make payments without receiving balance-reduction credit for them. Payments made to a creditor without a written settlement agreement can simply be lost money.

What About a Lawsuit?
You might be fortunate enough never to be sued, but that is not the norm. It is far more likely that one or more creditors will eventually file suit even while receiving temporary payments which raises the real question: who will defend the lawsuit? Because a debt consolidation company generally has no licensed attorney, one of two things happens. Either they tell you they don't handle lawsuits at all and wish you luck or they hire a low cost attorney for you, often paying just $250 to $500 to file a simple or general Answer. That buys the least possible defense and usually leads to a rapid judgment against your company and you personally.

Good Lawyers Do Not Work Cheap
You might also be tempted to hire a low-cost lawyer directly say, one who offers to file a pleading response for $500 to $750. As the saying goes, you get what you pay for. For that fee, all you are likely to receive is a simple Answer, or an Answer with Affirmative Defenses. Whether the suit is filed in Utah, New York, Texas, Florida, or Virginia, that bare pleading typically buys only three or four months of safety before a judgment is entered against your company and you personally. The weaker the defense, the sooner the judgment and once judgment is entered, the balance owed is far higher than the delinquent balance was just months earlier. By contrast, a lawsuit defended aggressively, as the situation requires, can produce twelve to eighteen months of safety or more: far more time for your business to recover, and far stronger leverage to negotiate the best possible settlement. Hiring cheap counsel usually buys only three or four months before you are hit with a judgment and a balance 15% to 30% greater than when you first fell behind.

THE RUMORE TEAM DIFFERENCE
We are different because our core partners have practiced law since as early as 1997. Anthony Rumore, Esq., established the original firm in 2001, and our core partnership holds more than 65 years of combined experience in debtor creditor and business-representation law including commercial debt defense, commercial transactions, commercial and residential real estate, mortgage foreclosures, consumer bankruptcies, and general business representation. We are a boutique firm that fights and negotiates with creditors of every size throughout the United States.

A Comprehensive Approach to Commercial Debt
What further separates us from budget firms is a comprehensive approach. We defend creditor lawsuits with far more than a simple answer filing preliminary motions such as Motions to Dismiss with supporting memoranda, engaging in discovery, and filing opposition pleadings at multiple stages of the case. While defending aggressively and maximizing your safety time, we simultaneously negotiate in good faith to secure discounted, affordable, formally documented settlements. Strong litigation gives your business more time to recover, strengthens your defensive position, and provides greater leverage in settlement.

You also receive comprehensive analysis of your overall business structure and personal-liability exposure. We examine your business setup, your personal finances, and all of your debts and financial relationships, then provide valuable asset-protection, corporate structuring, and liability insulation advice. Our law firm focuses on business owners and commercial debtors we specialize in this area of need. Whether a creditor sues you in your home state, in New York (the most common venue), or in Utah, Maryland, Virginia, Texas, Georgia, Florida, or elsewhere, we will defend the action and protect you and your business from judgment and liability exposure. Initial consultations are always free. If you have questions about your circumstances, my team or I would be glad to answer them please don't hesitate to call.


Anthony Rumore, Esq.
© 2023